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ANZ Access Select - Accounts

ANZ Access Select

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ANZ Access Select – an everyday account suitable for customers who prefer banking online or over the phone rather than in a branch. Enjoy unlimited ANZ Internet transactions for a monthly account service fee of $2 a month1.

  • Planning a holiday? Access your money around the world from ATMs bearing the Cirrus label and EFTPOS facilities bearing the Maestro label1.
  • For more flexibility and convenience, attach an ANZ Assured overdraft facility to your account to help cover unexpected cash shortfalls - $500 or $1000 credit limit2.
  • Enjoy unlimited Internet Banking Transactions (as defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet) for an account service fee of just $2 a month3.

 

To open an ANZ Access Select account, you must:

  • be an Australian resident, with an Australian address - who can complete the ANZ Customer Identification Process in Australia upon opening the account or be an existing ANZ customer.

If you are an international student, currently overseas, but planning to come to Australia, you can apply for an ANZ Access Advantage account using the non-Australian resident form.

Interest rates

Interest is not paid on the ANZ Access Select account.

Fees and charges

Monthly account service fee
$2.00
Additional transaction fees
Staff assisted transaction - $2.50
Electronic transaction – $0.50
Cheque – $0.50
ANZ Assured overdraft - credit facility fee2
$5.00 per month

ANZ does not charge customers Non-ANZ ATM balance enquiry or withdrawal fees within Australia5.

For more information on fees download the ANZ Personal Banking Account fees and charges (PDF 324kB) or ANZ Personal Banking General Fees and Charges (PDF 148kB).

 

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Unsure if ANZ Access Select is right for you?

Compare all ANZ accounts to see which one suits your needs.

Don't want to apply online?

Telephone icon  Call 1800 008 177 from 8.00am to 8.00pm (AEST) Monday to Friday 

Visit branch icon  Visit any ANZ branch

Non-Australian resident

If you are currently overseas but are planning to move to Australia, you can apply for an ANZ Access Select account prior to your arrival. Visit our Moving to Australia information section to begin the account application process.

ANZ Access Select is covered by the Australian Government Deposit Guarantee scheme6.

Terms and conditions are available on application. Fees and charges apply.

1. Fees may apply including overseas transaction fees.

2. ANZ’s normal credit criteria apply to each application. Applicants need to be at least 18 years of age and demonstrate capacity to afford to repay. ANZ Assured monthly credit facility fee applies. Interest is charged on the amount of credit used.  The interest rate applicable as at Monday, 16th November 2009 is 17.82% p.a. but is variable and may change.

3. Additional ANZ Transactions charged as: Electronic Transactions $0.50 each, Staff Assisted Transactions $2.50 each, Cheque Transactions $0.50 each. Other fees may apply (including non-ANZ ATM operator fees, overseas ATM fees and overseas transaction fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet for definitions of ANZ Transactions, Electronic Transactions, Staff Assisted Transactions and Cheque Transactions, and for fees and charges that apply.

4. Special Term Deposit rate is current as at Tuesday, 10th November 2009 and subject to change. A minimum investment of $5,000 is required. This interest rate is not available with other offers. Interest is payable at maturity. Fees and charges apply. If you choose to reinvest your funds in an ANZ Term Deposit following the conclusion of the term, the applicable interest rate will be determined at the time of reinvestment.

5. You may be charged a separate fee by the operator of the non-ANZ ATM that you accept when you proceed with the balance enquiry or withdrawal at the non-ANZ ATM.

6. This is a deposit product offered by ANZ. Deposits with ANZ of up to and including A$1 million in aggregate will continue to be automatically guaranteed by the Federal Government without charge. The $1 million fee-free guarantee threshold is calculated on the total deposits held in one or multiple ANZ accounts by each ‘legal entity’. For deposits of more than A$1 million, we will offer customers the ability to opt-in to receive the benefit of the guarantee for a monthly fee of 0.7%pa. This is the fee we will be charged directly by the Federal Government as a AA rated bank. For information about what is a ‘legal entity’, please refer to the Federal Government Guarantee on Deposits fact sheet.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

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