0% p.a. for the first 9 months on balance transfers then reverts to the standard variable rate on purchases currently 
(View current rates)1
ANZ Low Rate Platinum, a low interest rate of (View current rates)2 on purchases; as a MasterCard® Platinum credit card you can enjoy a range of benefits when you travel.
- Overseas Travel and Medical Insurance at no additional cost3
- ANZ MasterCard PayPass, contactless payments for purchases under $100
- 24/7 ANZ Falcon™
- MasterCard’s exclusive programs and offers
There is also the added peace of mind that comes with a useful range of Platinum credit card insurances:
- Extended Warranty6 up to an additional 12 months cover on most major purchases.
- 90-day Purchase Security Insurance6 against theft, loss and accidental damage on most purchases.
- Best Price Guarantee Scheme8 a way to get the best price on your purchases made in Australia.
- Rental Excess Cover4 value and peace of mind when you rent a car in Australia.
- Interstate Flight Inconvenience Insurance7 protection against the unexpected while on holiday in Australia.
Interest rate on purchases
Interest rate on cash advances
Interest free days9 on purchases
Up to 55 days
Minimum credit limit
$6,000
Annual account fee
$99
Minimum income
$50,000
- ANZ MasterCard PayPass, a contactless payment feature on ANZ Low Rate Platinum allowing you to pay for purchases under $100 without swiping, signing, or entering a PIN at any participating merchants.
- 24/7 ANZ Falcon™ - worldwide credit card fraud protection.
- Worldwide emergency credit card replacement.
- Flexibility to add up to nine additional credit card holders to your account.
- As an ANZ Low Rate Platinum cardholder, you have access to a range of services including:
- Overseas Travel and Medical Insurance3 at no additional cost.
- Extended Warranty6 - double the manufacturer's expressed Australian warranty on a range of personal goods by up to 12 months when the entire purchase is charged to your ANZ Low Rate Platinum card.
- 90-day Purchase Security Insurance6 - insurance against loss, theft or breakage over a range of new personal goods when the entire purchase is charged to your ANZ Low Rate Platinum card.
- Best Price Guarantee Scheme8 - if you make a purchase on your ANZ Low Rate Platinum card and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days, you can claim back the difference.
- Rental Excess Cover4 - automatically covered by Rental Excess Cover when you hire a car from a major car rental company in Australia, at no extra cost.
- Interstate Flight Inconvenience Insurance7 – peace of mind when you travel in Australia on holiday.
- Access to a 24 hour Platinum Concierge booking service.10
- MasterCard exclusive programs and offers – as an ANZ Low Rate Platinum cardholder, you’ll get further access to dining, retail or travel offers.
- MasterCard Priceless Sydney – whether you live in Sydney or are visiting Sydney, you’ll get VIP access to dining, shopping, hotel, sporting and entertainment offers.
- MasterCard Global Service™ - putting you in touch with a representative - 24 hours a day, 365 days a year, if you need easy access to locate ATM’s that accept MasterCard, Maestro® and Cirrus® brands
How to apply:
You don’t need to be an ANZ customer to apply for an ANZ Low Rate Platinum credit card. If approved, you may expect to receive your ANZ Low Rate Platinum credit card within five business days.
ANZ credit card application requirements for Platinum credit cards:
- you are over 18 years of age
- you have a good credit rating
- earn a minimum annual income of $50,000.
Terms and conditions are available on application, Fees and charges apply. All applications for credit are subject to ANZ's credit assessment criteria.
View ANZ terms, conditions, fees and charges
1. Offer only available to applicants who apply for the balance transfer by 30 June 2013. Offer available to balances transferred from non-ANZ credit or store cards only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ credit card. For new ANZ credit card accounts the balance transfer must be requested at the time of applying for or, at the time of activating your new ANZ credit card account. For new card applicants, the balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 9 months from the date the card application is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. For transfers to an existing ANZ credit card, the balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 9 months from the date the balance transfer request is processed by us. The standard variable interest rate is (View current rates) on purchases and (View current rates) on cash advances for ANZ Low Rate Platinum, as at (View current rates) and is subject to change. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.
2. Standard variable interest rate is (View current rates) on purchases and (View current rates) on cash advances as at (View current rates) and is subject to change
3. Overseas travel and medical insurance Master Policy is underwritten by QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFSL No. 239545. Terms, conditions, eligibility criteria, limits and exclusions apply. To activate cover under the overseas travel and medical insurance Master Policy, you must meet the eligibility criteria: you must be a permanent resident of Australia, have debited at least $250 worth of eligible overseas travel arrangements to your Platinum card account prior to departing Australia, have a current Platinum card account at the date of any claimable event, have a return ticket to Australia and be 80 years of age or under. Please refer to the ANZ Platinum Cards Insurance booklet (PDF 1.37MB)- Part 1 QBE Product Disclosure Statement and policy wordings for more information and to decide whether or not this product is right for you. While overseas, we recommend that you carry proof of your overseas travel arrangements purchased on your Platinum Credit Card.
4. Rental excess cover Master Policy is underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035, AFSL No. 239545 . To activate cover under the Rental excess cover Master Policy you must continue to be a current Platinum cardholder. Terms, conditions, limits and exclusions apply. Please refer to the ANZ Platinum Cards Insurance booklet (PDF 1.37MB) - Part 1 QBE Product Disclosure Statement and policy wordings for more information and to decide whether or not this product is right for you
5. Transport accident cover Master Policy is underwritten by QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFSL No. 239545 (“QBE”). To activate cover under the Transport accident cover Master Policy you must continue to be a Platinum cardholder; and have charged the full cost of any trip to the Platinum card account. Please refer to ANZ Platinum Cards Insurance booklet (PDF 1.37MB) - Part 1 QBE Product Disclosure Statement and policy wordings for more information and to decide whether or not this product is right for you
6. Extended Warranty and 90-day Purchase Security Insurance is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Terms and conditions apply to the cover provided. For more information refer to the ANZ Platinum Cards Insurance booklet (PDF 1.37MB) – Part 2 Zurich Policy Wordings.
7. Interstate Flight Inconvenience Insurance is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Terms and conditions apply to the cover provided. For more information refer to the ANZ Platinum Cards Insurance booklet (PDF 1.37MB) – Part 2 Zurich Policy Wordings.
8. Best Price Guarantee Scheme is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Terms and conditions apply to the cover provided. For more information refer to the ANZ Platinum Cards Insurance booklet (PDF 1.37MB) – Part 2 Zurich Policy Wordings
9. Interest free days only apply when you pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use (PDF 1.39MB).
10. Terms and conditions apply. Please refer to the ANZ Emergency Travel Service & Platinum Concierge Terms and Conditions (PDF 130kB) for further information.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon™ is a trademark of Fair Isaac Corporation.
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