ANZ Balance Visa - Credit cards & debit cards

ANZ Balance Visa

Rewards for reducing your balance

ANZ Balance Visa

Be rewarded with Cashback to your ANZ Balance Visa or redeem Rewards Points for Shopping Vouchers and Gift Cards from some of Australia's leading retailers.

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An ANZ Balance Visa credit card may be suitable for you if you would like to:

take up a rewards credit card with low rate on purchases
be rewarded for reducing your balance on your rewards points credit card¹
have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ Balance Visa credit card.

Rates, fees and features²

Rewards and benefits

Additional features

Interest rate on purchases	13.24% p.a.³
Interest rate on cash advances	20.49% p.a.³
Interest free days on purchases	Up to 55 days
Minimum credit limit	$1,000
Total annual fee⁴	$79

Earn one rewards point¹ for every $1 you repay to your balance, including repayments to purchases, fees, interest, cash advances and repayments on balances transferred¹.
Redeem rewards points for cashback, shopping vouchers and gift cards.
Set up auto-redemption so your chosen reward is automatically sent to you when you are eligible for it.
Rewards points never expire as long as your account remains open.
Visa entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products www.visaentertainment.com.au.

Design your rewards points credit card by simply loading your favourite image or choose from a library of images⁵.
Worldwide emergency credit card replacement.
As an ANZ Balance Visa cardholder, you have access to a range of services including:

Once approved, you may expect to receive your rewards credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ Balance Visa credit card.

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Rewards points are not earned on cashback transactions to your account. Rewards points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).

2. All applications for credit are subject to ANZ's credit assessment criteria.

3. Standard variable interest rate is 13.24% p.a. on purchases and 20.49% p.a. on cash advances as at Monday, 16th November 2009 and is subject to change.

4. Includes a $22 Rewards Program Services Fee, which applies per card issued under your account. An annual $10 Additional Cardholder Fee also applies for each additional card.

5. Subject to image guidelines. Terms and conditions available at www.designmycard.com.au

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715.

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