Offer centre - Credit cards & debit cards

Offer centre

Upgrade your ANZ First to ANZ Gold and enjoy Overseas Travel and Medical Insurance

We've introduced the ANZ Offer Centre with a range of special offers for existing ANZ credit cardholders.

Take advantage of this great offer to upgrade your ANZ First Visa to ANZ Gold¹, the gold credit card that gives you peace of mind with insurance protection.

Overseas Travel and Medical Insurance²
90-day Purchase Security Insurance³

When you travel or shop with ANZ Gold, you'll enjoy Visa acceptance at over 24 million locations worldwide.

ANZ Gold features

$87 annual account fee
Up to 55 days interest-free credit on purchases
Access to ANZ Gold Liberty 24 hour global travel service
Commission-free traveller's cheques when purchased through any ANZ branch in Australia.
Credit limit up to $25,000.

Apply to upgrade your ANZ First Visa to ANZ Gold now. It's easy.

To apply for this gold upgrade offer, simply complete the Gold Upgrade Application (PDF 72kB) form or call us on 13 22 73 from 8am to 10pm Monday to Friday, or from 8am to 6pm Saturday AEST.

Offer terms and conditions

1. To be eligible for this gold upgrade offer, your approved credit limit on your ANZ First Visa must currently be $5,000 or more and there must be no outstanding payments due on your card. When you upgrade to ANZ Gold your existing account is closed and you will be issued with a new card and card number. Your existing card will be closed within 14 days of approving your upgrade or when you activate your new ANZ Gold whichever comes first. Therefore it is important that you stop any payments that are automatically deducted from your current card account redirect them to your new ANZ Gold account. The current ANZ Gold annual interest rate is 17.99% p.a. on purchases and 19.74% p.a. on cash advances as at Monday, 16th November 2009. ANZ Gold annual percentage rate is subject to change. Terms and conditions available on application. Fees and charges apply.

2. To be eligible for ANZ Gold Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing Australia and have a return ticket to Australia within four months of departure and be under 75 years of age. Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267 AFSL 230903). Terms and conditions apply. For more information, call 13 22 73.

3. 90-day Purchase Security Insurance is underwritten by Zurich Australia Insurance Limited. Terms and conditions apply, please call 13 22 73 for more information.

Take advantage of this golden opportunity to upgrade your ANZ Rewards Visa to ANZ Rewards Visa Gold and you could enjoy even more features and benefits.

You can still take advantage of a large number of Reward Bonus Partner¹ outlets where you can earn Bonus Reward Points.

Earn unlimited Reward Points

Earn 1 Reward Point for every $1 spent on purchases using your ANZ Rewards Visa Gold (excluding cash equivalent transactions)¹
No limit to the number of Reward Points you could earn¹
Earn Bonus Reward Points at a range of Bonus Partner outlets Australia-wide¹.

Redeem them for more rewards

Cash credited to your ANZ Rewards Visa Gold account
Shopping and gift vouchers
Holiday rewards through Qantas, Virgin, Jet Star and REX
Adventure or leisure experiences including day spas, V8 car racing and hot air ballooning
A host of other rewards including iPods, movie tickets, digital cameras, kitchen appliances and much more.

Download the ANZ Rewards Visa Gold Rewards Guide (PDF 372kB) for more information.

Enjoy more features

$79 total annual fee²
Up to 55 days interest free credit on purchases
Commission free traveller's cheques when you purchase them through any ANZ branch in Australia
90-day Purchase Security Insurance³
Interest rate of 18.49% p.a.⁴
Minimum credit limit of $5,000.

Upgrade your ANZ Rewards Visa to ANZ Rewards Visa Gold now. It's easy.

To apply for this gold upgrade offer, simply complete the Gold Upgrade Application form (PDF 72kB) or call us on 13 22 73 from 8am to 10pm Monday to Friday, or from 8am to 6pm Saturday AEST.

Offer terms and conditions

Terms and conditions available on application. Fees and charges apply.

To qualify for this upgrade offer, your approved credit limit on your ANZ Rewards Visa must currently be $5,000 or more and there must be no outstanding payments due on your card.

When you upgrade to ANZ Rewards Visa Gold your existing account is closed and you will be issued with a new card and card number. Your existing card will be closed within 14 days of approving your upgrade or when you activate your new ANZ Rewards Visa Gold whichever comes first. Therefore it is important that you stop any payments that are automatically deducted from your current credit card account and redirect them to your new ANZ Rewards Visa Gold credit card account.

1. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards Visa – Rewards Program Terms and Conditions. ANZ Rewards Visa – Rewards Program Terms and Conditions, please call 13 22 73 for more information.

2. A total Annual Fee of $79 applies. This includes a $22 Rewards Program Services Fee which applies to each card issued under the account, including Additional Cards.

3. 90-day Purchase Security Insurance is underwritten by Zurich Australian Insurance Limited. Terms and conditions apply, please call 13 22 73 for more information.

4. Terms and conditions available on application. Fees and charges apply. Standard variable interest rate is 18.49% p.a. as at Monday, 16th November 2009 and is subject to change.

Earning more Qantas Frequent Flyer points¹ means saving them faster. And that could mean more trips to more gorgeous holiday destinations more often. Isn't that exactly what you deserve?

Apply to upgrade to ANZ Frequent Flyer Gold now. With greater power to earn more points, you could be taking off sooner.

Two cards. One account. One credit limit. One statement. Simple.

All the benefits of two credit cards rolled into one credit card account.

New applicants:

Earn 1.25 Qantas Frequent Flyer points¹ per $1 spent on purchases using your ANZ Frequent Flyer Gold American Express® card.

Uncapped Qantas Frequent Flyer points¹ earning.

Earn 1 Qantas Frequent Flyer point¹ per $2 spent on purchases using your ANZ Frequent Flyer Visa Gold card.

Uncapped Qantas Frequent Flyer points¹ earning.

Maximise the number of Qantas Frequent Flyer points¹ you could earn by using the ANZ Frequent Flyer Gold American Express card wherever American Express is accepted and enjoying the convenience of the ANZ Frequent Flyer Visa Gold card when required.

Keep it simple with one shared account, one Total Annual Fee, one monthly statement and one credit limit for both credit cards.

Rates, fees and features

Up to 55 days interest free credit on purchases
ANZ Frequent Flyer American Express cards and ANZ Frequent Flyer Visa cards together enjoy acceptance at millions of merchants worldwide
Exclusive offers with American Express Selects™ and Visa Entertainment
Access to cash advances from ATMs all around the world with Visa²
$195 Total Annual Fee³
Minimum credit limit of $5,000
Interest rate of 18.49% p.a. on purchases and 19.74% p.a. on cash advances.⁴

Upgrade to ANZ Frequent Flyer Gold now. It's easy.

To apply for this Gold upgrade offer, simply complete the Gold Upgrade Application form (PDF 72kB) or call us on 13 22 73 from 8am to 10pm Monday to Friday, or from 8am to 6pm Saturday AEST.

Offer terms and conditions:

Terms and conditions available on application. Fees and charges apply.

To qualify for this gold upgrade offer, your approved credit limit on your ANZ Frequent Flyer must currently be $5,000 or more and there must be no outstanding payments due on your card.

When you upgrade to ANZ Frequent Flyer Gold your existing account is closed and you will be issued with new cards and card numbers. Your existing credit card account will be closed within 14 days of approving your upgrade or when you activate your new ANZ Frequent Flyer Gold, whichever comes first. Therefore it is important that you stop any payments that are automatically deducted from your current credit card account and redirect them to your new ANZ Frequent Flyer Gold account.

1. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (visit anz.com or call 13 22 73 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express card and/or ANZ Frequent Flyer Visa card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.

2. Fees and charges apply. Interest is charged from the date the cash advance is made.

3. For ANZ Frequent Flyer Gold a Total Annual Fee of $195 applies which includes a $140 Annual Account Fee and a $55 Rewards Program Services Fee. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. The Total Annual Fee information displayed on this page applies to new customers only. Existing customers may be subject to a different Total Annual Fee and should call 13 22 73 for information regarding the Total Annual Fee that applies to their account.

4. Standard variable interest rate is 18.49% p.a. on purchases and 19.74% p.a. on cash advances as at Monday, 16th November 2009 and is subject to change.

American Express® is a Registered Trademark of American Express Company. The ANZ Frequent Flyer American Express card is issued to Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.

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