You cannot predict accidents or illnesses and recovery could take some time – with serious consequences for your lifestyle and income without adequate protection. What you can do is protect your financial situation. Then no matter what happens to you, your financial independence and assets will be secure.
When you speak to an ANZ Financial Planner you can count on them to take an in-depth look at your needs and identify appropriate life cover or income protection solutions. And, they have access to a wide range of products with some of Australia’s leading insurers.
Simple and convenient life insurance cover.
An ANZ Financial Planner can complete an electronic application form during your appointment and policy acceptance can be confirmed from as soon as 15 minutes*.
*approval times from insurers may vary.
Things to consider when:
| Starting out |
|---|
|
If you have a large debt such as a mortgage, having enough life insurance to cover your debts if you die can offer you peace of mind. If you are single with no debts, at the very least, protecting your income should be a consideration. An ANZ Financial Planner can look at your individual circumstances to determine the right life or income cover for your needs and explain how you can use your superannuation to pay your premiums. |
| Mid life |
|---|
|
It may be time to review your life and income insurance arrangements, particularly if there have been changes to your family, your income or level of debt. An ANZ Financial Planner can ascertain if your existing insurance cover is adequate for your current circumstances and determine whether you need to top-up or reduce your cover. |
| Later years |
|---|
|
When you no longer have large debts and your children have moved out of home, your income or life insurance needs may have changed. An ANZ Financial Planner can review your financial situation and advise the right level of cover. |
Make an appointment to see an ANZ Financial Planner today.
ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522, the holder of an Australian Financial Services licence.
The information provided is general in nature and does not take into account your personal needs and financial circumstances. You should consider whether life and income insurance products are right for you by reading the relevant Product Disclosure Statement and Policy documentation before acquiring or continuing to hold those products.
