Managing a margin loan isn’t difficult. You can choose to manage your investments yourself via My Portfolio and trade via ANZ E*TRADE if you feel comfortable with online trading.
Need help?
Call your personal ANZ Client Services Account Manager on 1800 639 330 from 8.00am to 6.00pm (AEST) during ASX trading days.
Our frequently asked questions can help you understand more about managing your margin loan.
Margin calls
One of the risks of margin loans is that the value of your portfolio can fall instead of rise.
When the value of the shares you have as security over your margin loan drops below a certain point, relative to how much you have borrowed, this will prompt what is known as a ‘margin call’.
Put simply, a margin call is a timely reminder from your lender for you to rebalance your position. To bring the balance between your borrowings and your portfolio value back to an acceptable level.
Find out about margin calls.
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Important information
Leveraging a share portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that whilst leveraging into investments increases the potential return, it is important to recognise that it can also multiply the effects of falls in sharemarket values. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment lending facility.
The information provided is general in nature only and has not been prepared taking into consideration your particular needs, circumstances or objectives. ANZ recommends you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available by calling the Client Services Team or from anz.com/investmentlending before acquiring the product. Fees and charges apply. All ANZ Investment Lending applications are subject to ANZ’s credit approval criteria.
References to an ‘ANZ E*TRADE Share Investment Loan are references to that product or, where appropriate, to the division of ANZ that administers that product. BPAY® is registered to BPAY® Pty Ltd ABN 69 079 137 518. E*TRADE Australia does not provide investment advice to its clients.
The ANZ E*TRADE Online Investing service is provided by ETRADE Australia Securities Ltd (trading as “E*TRADE Australia”) (ACN 078 174 973, AFSL No.238277), a Participant of the ASX Group. E*TRADE Australia is a subsidiary of ANZ and is a separate entity from ANZ. ANZ does not have any liability to you in respect of any information, product or service offered by E*TRADE Australia. Similarly, E*TRADE Australia does not have any liability to you in respect of ANZ’s activities and services. © 2003 E*TRADE Financial Corporation and E*TRADE Australia. All rights reserved. E*TRADE Australia does not provide investment advice to it’s clients. E*TRADE and the Asterisk Logo are registered trademarks of E*TRADE Financial Corporation or it’s subsidiaries and are used with permission.
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