Whether you have your own broker or feel comfortable trading online yourself via the E*TRADE website, you’ll find there’s a loan to suit your needs. ANZ has several products available for you to borrow to invest. One difference is whether you prefer to have the convenience and experience of a professional adviser or whether you are comfortable researching your investment opportunities yourself and trading online via E*TRADE.
| ANZ Share Investment Loan | ANZ E*TRADE Share Investment Loan | |
|---|---|---|
| Choice of investments: | ||
| Shares | Close to 1,000# | Close to 1,000 |
|
Managed funds |
Close to 1,000^# | Close to 1,000^ |
|
Investment figures as at January 2010. The ANZ Approved Securities List and numbers are subject to change. |
||
| Online access: | ||
|
My Portfolio |
Yes | Yes |
|
ANZ E*TRADE |
No | Yes |
| Optional features: | ||
|
Diversified feature |
Yes | Yes |
|
Regular Geared Savings Plan |
Yes | Yes |
| Use security provided by third party*: | ||
| Yes | Yes | |
| Interest rate options: | ||
|
Fixed |
Yes | Yes |
|
Variable |
Yes | Yes |
|
Combination |
Yes | Yes |
| Interest payments: | ||
|
Prepayment |
Yes | Yes |
|
Monthly instalments |
Yes | Yes |
| Transaction fees: | ||
| Nil | Nil | |
| Application fees (individuals only): | ||
| Nil | Nil | |
View the latest variable and fixed interest rates.
Other fees and charges
Details of other fees and charges and the circumstances in which they may apply are available in the ANZ Investment Lending Product Disclosure Statement.
^ Managed funds are only available as security with the diversified feature. Managed funds cannot be bought or sold through ANZ E*TRADE. You need to contact ANZ Investment Lending if you want to include any managed fund investment bought other than through E*TRADE in your ANZ E*TRADE Share Investment Loan portfolio Managed funds will be visible on ANZ E*TRADE the next day. Managed funds already held through ANZ E*TRADE (but not purchased with your loan) cannot be transferred into an ANZ E*TRADE Share Investment Loan.
# Applies to the number of shares and managed funds available on the Approved Securities List (ASL) as part of the diversified feature. The number of shares and managed funds available on the standard ASL may differ. Visit anz.com/investmentlending for the most up to date ASL.
+ Customer is able to use third party security to open a share investment, draw down to make an initial investment in their chosen managed fund, and then commence a Regular Geared Savings Plan into that fund.
Important information
Leveraging a share portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that whilst leveraging into investments increases the potential return, it is important to recognise that it can also multiply the effects of falls in sharemarket values. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment lending facility.
The information provided is general in nature only and has not been prepared taking into consideration your particular needs, circumstances or objectives. ANZ recommends you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available by calling the Client Services Team or from anz.com/investmentlending before acquiring the product. Fees and charges apply. All ANZ Investment Lending applications are subject to ANZ’s credit approval criteria.
References to an ‘ANZ E*TRADE Share Investment Loan are references to that product or, where appropriate, to the division of ANZ that administers that product. BPAY® is registered to BPAY® Pty Ltd ABN 69 079 137 518. E*TRADE Australia does not provide investment advice to its clients.
The ANZ E*TRADE Online Investing service is provided by ETRADE Australia Securities Ltd (trading as “E*TRADE Australia”) (ACN 078 174 973, AFSL No.238277), a Participant of the ASX Group. E*TRADE Australia is a subsidiary of ANZ and is a separate entity from ANZ. ANZ does not have any liability to you in respect of any information, product or service offered by E*TRADE Australia. Similarly, E*TRADE Australia does not have any liability to you in respect of ANZ’s activities and services. © 2003 E*TRADE Financial Corporation and E*TRADE Australia. All rights reserved. E*TRADE Australia does not provide investment advice to it’s clients. E*TRADE and the Asterisk Logo are registered trademarks of E*TRADE Financial Corporation or it’s subsidiaries and are used with permission.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.
