An ANZ Share Investment Loan allows you to leverage the current equity held in deposits*, shares or managed funds. By adding borrowed money to your own funds, you can increase the amount of money you can invest. You can generally borrow between 40% - 75% of the market value depending on the individual stock or managed fund on ANZ’s Approved Securities List (ASL).
CANSTAR outstanding value. Margin Loan.

The ANZ Share Investment Loan is designed for investors who have a relationship with a broker or financial planner and use their services to assist them with investment decisions.

This is suitable if you want to:

Optional - Diversified feature

The diversified feature is available on your ANZ Share Investment Loan if you have four or more stocks in your portfolio and meet the eligibility criteria. Benefits include:

  • Access to a more extensive ANZ Approved Securities List (ASL), including many small to mid-cap stocks.
  • Increased loan to value ratios, providing you with more available funds (security value) and the potential to:
    • create a larger portfolio, or
    • keep a greater cushion against a potential margin call.
  • ANZ Share Investment Loan - Diversified feature (PDF 200kB)
Optional - Regular Geared Savings Plan
  • Build your investment portfolio over time with a small initial outlay, monthly instalments and borrowed funds.
  • Suits investors wanting to invest regularly to build a portfolio over time.
  • Invests in managed funds only.

* Applies only to cleared funds in a linked investment account.

Important information

Leveraging a share portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that whilst leveraging into investments increases the potential return, it is important to recognise that it can also multiply the effects of falls in sharemarket values. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment lending facility.

The information provided is general in nature only and has not been prepared taking into consideration your particular needs, circumstances or objectives. ANZ recommends you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available by calling the Client Services Team or from anz.com/investmentlending before acquiring the product. Fees and charges apply. All ANZ Investment Lending applications are subject to ANZ’s credit approval criteria.

References to an ‘ANZ E*TRADE Share Investment Loan are references to that product or, where appropriate, to the division of ANZ that administers that product. BPAY® is registered to BPAY® Pty Ltd ABN 69 079 137 518. E*TRADE Australia does not provide investment advice to its clients.

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