Investing helps make your money work for you, whether you wish to fund school fees, supplement your salary, build super or provide an income when you decide to leave the workforce.
An ANZ Financial Planner can review your personal financial situation and determine the right investment strategies to suit your needs and goals, such as:
- tax-effective investing
- investing for capital growth
- diversifying across a range of asset classes or portfolios.
Things to consider when:
| Starting out |
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Most people at this stage in life are more interested in building capital, so they often look at a five to seven-year timeframe or perhaps even longer. An ANZ Financial Planner can determine your investment profile, explain risk versus return and create an investment plan that is tailored to you. |
| Mid life |
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You will need to consider if you should refocus on gaining some regular income from your investments, or stay on your growth strategy to achieve a capital gain, or a combination of these. An ANZ Financial Planner can review your investment goals, and recommend strategies to help you reach them, such as using borrowed funds or home equity to invest. |
| Later years |
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Investing for income rather than capital gain becomes much more appealing when you are considering how well you will live when you’re no longer receiving a salary. An ANZ Financial Planner can talk to you about investing for a regular income and making sure your retirement plan is on track. |
Through an ANZ Financial Planner you can invest in one or more of over 70 funds, managed by a selection of leading fund managers. Take a closer look at ANZ OneAnswer Investment portfolio.
ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522, the holder of an Australian Financial Services licence.
