It's a big, exciting step and a time when it's easy to overlook issues which may not appear important now, but could be down the track.
Moving in together is a time o' great change, when you're trying to set the boundaries for your relationship, what you expect from each other, and your shared hopes for the future.
And there are responsibilities that need to be shared, such as day-to-day chores, which can cause more conflict than people imagine.
One way to start the discussion about who does what is to draw up a list of all the tasks:
There are ten tasks on this list and your list will probably be longer. You and your partner could consider ticking the half that you're 'happy' to do. Don't tell each other. Compare lists and you'll no doubt identify areas for compromise.
One issue that can cause conflict for couples is money. Think about setting guidelines for how you'll handle the finances.
You may need to be clear about who'll pay for day-to-day living, who'll pay for the major items and at what point you're ready to operate joint accounts, credit cards and loans.
Are you in danger of catching your partner's debt?
The future won't just take care of itself. You'll both change and, as you do, so may your goals. If you're considering moving in together, make sure you talk about the future and have an idea how you both stand on some of the important issues.
|How we can help|
Moving in together is a very exciting time. And yes, it can also be expensive. ANZ has a range of solutions that may help.
An A-Z Review® - starting a new life together is an ideal time to review your banking arrangements and not just in terms of perhaps opening joint accounts. Sitting down with a personal banker to discuss your plans and goals for the future can lead to a banking solution designed specifically for you. Request an A-Z Review® at your nearest ANZ branch.
An ANZ Financial Planner – why not get serious about your future? Our financial planners can help you build wealth, protect your assets and reach your goals together. Your initial discussion is complimentary and without obligation. Book an appointment with an ANZ Financial Planner.
An ANZ Home and Investment Lending Manager – are you buying your first home together? Our expert lenders can help you find the right home loan from our award winning range.
Savings solutions – you may want to save for a goal together, perhaps that first house or maybe an overseas holiday. We have a range of savings accounts:
Terms and conditions are available on application. Fees and charges apply.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.
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ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522, the holder of an Australian Financial Services licence.