There are so many opportunities in the vocational and educational training sector that allow you to travel, live and train or study overseas.
Researching what’s available will often start with your current place of education or training.
|How to finance your study or training|
Finding the money for your overseas study or training may appear daunting. You may need to work while you are overseas to help pay your expenses but depending on the course there’s help available.
Everyone's situation is different but if you're studying at a recognised Secondary or Tertiary educational institution you may find there are:
Travel and living costs will still be your responsibility, so plan exactly how you're going to finance your study trip.
For more information about managing your financial affairs while studying, you may like to contact Centrelink's free Financial Information Service.
Check to see what information is available from your educational institution or business body. You may be surprised at the assistance available.
For example, the Institute of Chartered Accountants Program allows trainees to apply to go overseas for up to 18 months and work in an approved location gathering practical experience, while completing set modules of their graduate diploma of Chartered Accounting. Fees apply and there is still a commitment to exams.
If you’re studying, some places to start include:
Study overseas – the Australian Government site
Going to uni – has information for tertiary students looking to study overseas
Even if you’re studying elsewhere you’ll also find helpful tips at:
|How we can help|
ANZ has a number of options to help if you’re planning to study or train overseas.
ANZ Travel Insurance – can protect you from the financial impact of a cancelled trip, lost luggage, theft along with illness and injury. Medical expenses overseas can be financially beyond reach. Ask yourself this, if I can’t afford travel insurance, can I really afford to travel? Find out more about ANZ Travel Insurance.
Then there is the security of your funds and the flexibility of having multiple ways of accessing your money. ANZ can help with the following.
ANZ Travel Card – a secure and convenient way to access your money while you’re abroad, with no transaction fees on purchases. You can load funds in up to 10 different currencies on a single Prepaid Visa card which is accepted at more than 29 million locations worldwide. Find out more about ANZ Travel Card.
Foreign exchange – you may need some cash in the local currency for the things you can't pay for using any other method. See current exchange rates.
ANZ International Money Transfers* – if you do need help while you are away, then you can arrange for a family member or friend (who is an ANZ account holder) to transfer money directly to an account held by you overseas. Find out more about ANZ International Money Transfers.
Everyday Banking – don't forget we have fee waivers for full time students.
Saving for the trip? Or need help to pay for it? We have a range of options that may suit you.
Terms and conditions are available on application. Fees and charges apply
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.
1. Eligibility criteria apply to issue of an ANZ Access Visa Debit card. Please contact us for further information.
2. ANZ Online Saver is only open to customers who are the account holders of, or signatories to, eligible ANZ deposit accounts with ANZ Internet and/or Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Access Deeming, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.
*Terms and conditions available on application. Fees and charges apply. An ANZ International Money Transfer can be arranged at an ANZ branch or Foreign Exchange Centre and through ANZ Internet Banking using an ANZ transaction account or ANZ credit card, and through ANZ Phone Banking using an ANZ transaction account.
ANZ Travel Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance'), and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE'). Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information having regard for your objectives, financial situation and needs. You should read the ANZ financial services guide (PDF 104kB) and the ANZ Travel Insurance product disclosure statement (PDF 1MB), and consider whether this product is right for you.
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