ANZ Invoice Finance - Products and services

ANZ Invoice Finance

Speed up your cash flow.

Imagine converting your unpaid invoices into cash. Well, with our Invoice Finance, you could. It works to free up money from your invoices as soon as they’re issued - so you can meet your day-to-day commitments or reinvest in your business without delay.

Benefits at a glance

Improved cash flow
Up to 80% of the value of outstanding sales invoices advanced the next working day
Utilising business assets (debtors) as security to fund the business

Suitable for

Think about our Invoice Finance if you want to improve your business cash flow by turning invoices into cash.
Businesses with in excess of $5.0m p.a in credit sales

How to apply

Call 1800 351 663

Contact a Small Business Specialist

Visit your nearest ANZ branch

Product information

Immediate funding
By providing a greater level of funding than is generally available using traditional finance options, Invoice Finance can offer immediate funding of up to 80% of outstanding acceptable invoices.

Improved cash flow
By providing your business with greater flexibility to access working capital when you need it, your cash flow cycle is accelerated with access to funds available within 24 hours of invoices being raised and offered to ANZ rather than having to wait for debtors to pay (usually 30 to 90 days).

Funding linked to sales
Funding may grow in line with the actual value of your debtors' ledger not the historical value of debtors or other securities, subject to ANZ credit approval.

Better bargaining power
With stronger cash flow you can consider doing away with the need to offer early payment discounts to debtors. Similarly you can also consider negotiating more favourable terms and prices with your suppliers. Or just grow your business faster.

Confidentiality of funding
While your invoice financing facility remains in order, your business retains full responsibility for the management of your debtors' ledger, including issuing invoices and statements, receipt of payments and collection of outstandings.

Fees and charges
Fees and charges are payable.

Terms and conditions

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All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

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