What is it you'd like to do? See the Eiffel Tower, trek the Inca trail or sit quietly by a beach with a good book and a cool drink? Whatever it is, a little bit of planning can help.
What do you want to do? Planning your holiday
Planning what to do and where to go can be almost as much fun as doing it. Well almost.
The choices are so vast and each person’s likes and dislikes are unique so we won’t offer any suggestions of where to go or stay. Indeed you can find endless information on various travel sites such as lonely planet.
However here are some things to consider:
If you've never had a passport or need to renew your current passport you'll find all the information you need at the Australian Government's Passport Office website.
Don't leave this until the last minute – it's an essential part of your overseas holiday plan that you need to get right.
Many countries no longer require a visa, while others have strict regulations. Make sure you understand what's required for your destination. Apply for any visa you need well in advance to avoid last-minute headaches. For information on visa requirements you can contact the Department of Foreign Affairs and Trade.
|Pre-paid phone cards|
These cards can be purchased before you leave. They can save you money both at home and overseas. Using your mobile on global roaming or hotel phones can often be expensive. You can also purchase prepaid cards in your destination, but make sure to use a reputable supplier.
|Laws and customs|
Once you step off the plane into another country, you’re subject to the laws of that country. Things that are legal in Australia can be illegal elsewhere. Make sure you research the laws and customs of the countries you visit. It could keep you out of jail - or worse.
You also need to respect local customs. Some religions forbid women to show their arms, legs and hair. Others require shoes to be removed before entering a house of worship. In some places a woman is forbidden to breast feed in public.
|Travelling with children|
Travelling with your children can be challenging but also rewarding. Babies are very portable but their health is always an issue to consider. Long journeys with pre-school children can be difficult, and you need to decide on the best timing for your family to embark on what could be an expensive once-in-a-lifetime trip.
Here are some tips for travelling with kids:
Note: The standard of childcare overseas will differ from one country to another. Some have better accreditation standards than others. In some cases the sort of accreditation checks we have in Australia simply don't exist.
|Your departure checklist|
|How we can help|
If you're planning to head overseas, either for a short or long period we can help you get organized before you go and stay in touch with your banking while you are away.
An A-Z Review® - if you’re about to head away you may benefit from a conversation with one of our personal bankers. This could help ensure you have the right arrangements in place while you are away and make sure things are also in order back home. Request an A-Z Review® at your nearest ANZ branch.
Notify us of your travel - For peace of mind, provide ANZ your overseas travel itinerary using ANZ Internet Banking. That way, we know when you have used your credit card and other ANZ accounts overseas. This helps avoid transactions being stopped by ANZ Falcon™ when we detect overseas purchases.
Lodging your travel details is easy to do:
ANZ Travel Insurance – can protect you from the financial impact of a cancelled trip, lost luggage, theft along with illness and injury. Medical expenses overseas can be financially beyond reach. Ask yourself this, if I can’t afford travel insurance, can I really afford to travel? Find out more about ANZ Travel Insurance.
ANZ Travel Card – a secure and convenient way to access your money while you’re abroad, with no transaction fees on purchases. You can load funds in up to 10 different currencies on a single Prepaid Visa card which is accepted more than 29 million locations worldwide. Find out more about ANZ Travel Card.
ANZ Internet Banking – allows you to manage your banking 24/7 wherever you can get online.
Credit cards2 - A flexible payment option while you're travelling. Choose from a range of rewards credit cards and you could earn points for travel purchases. Our platinum credit cards come with many built-in travel benefits such as overseas travel and medical cover. Compare ANZ Credit Cards.
Savings solutions – you may need to save for your holiday. We have savings accounts to suit the way you bank:
ANZ Term Deposits – you may want to place some money in a term deposit to deliver income while you are on the road. The minimum balance is $5,0005 and we have terms from three months to five years. Find out more about ANZ Term Deposits.
ANZ goMoney is a registered trademark of ANZ.
Terms and conditions are available on application. Fees and charges apply.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.
1. Eligibility criteria apply to issue of an ANZ Access Visa Debit card. Please contact us for further information.
2. Terms and conditions are available on application. Fees and charges apply. All applications for credit are subject to ANZ’s credit assessment criteria.
3. The ANZ Progress Saver account pays bonus interest in addition to the current base interest when you make a single deposit of $10 or more per month and make no withdrawals or debits in that same month. Month commences on account opening date.
4. ANZ Online Saver is only open to customers who are the account holders of, or signatories to, eligible ANZ deposit accounts with ANZ Internet and/or Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Access Deeming, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.
5. A minimum investment of $5,000 is required. At the end of the term, if you have not told us what you want to do with your funds, we will reinvest them in the same type of ANZ Term Deposit. In this case, the interest rate applicable to your new ANZ Term Deposit may be lower or higher than the interest rate on your maturing ANZ Term Deposit. You can contact us at maturity of your ANZ Term Deposit to confirm interest rates that will apply upon reinvestment.
6. iPhone is a trademark of Apple Inc.
ANZ Travel Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance'), and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE'). Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information having regard for your objectives, financial situation and needs. You should read the ANZ's Financial Services Guide (PDF 104kB) and the ANZ Travel Insurance Product Disclosure Statement (PDF 1MB), and consider whether this product is right for you.
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