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BoxPutting Our Customers First
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Victorian branch managers Pictured left - Branch Managers,
Leisa Logan, Forest Hill and
Daniel Leong, Donvale
Delivering service promises
Our 'customer first' approach is embodied in ANZ's Customer Charter which covers our Personal, Small Business and Esanda customers. The Charter was first developed in 2001 in response to stakeholder feedback, and includes commitments to provide simple, fast account opening; quick, convenient branch banking; to ensure privacy of customer information; and the swift resolution of complaints.

Our performance against these commitments is monitored monthly and independently audited and reported upon annually. This year, we exceeded our performance standard on every promise in the Charter except our commitment to answer standard home loan applications within two working days. We identified 5,296 cases where our answer was unacceptably delayed, resulting in a total of $52,960 in account keeping fees being refunded to our clients.

Following extensive consultation and, in response to the findings of our 2005 research into adult financial literacy, we have redeveloped and relaunched the Charter. The updated promises focus on convenient, simple and responsible products - particularly credit cards - services and customer communication.
Providing more convenient banking
Our customers have told us that time is one of their most precious commodities, so we have implemented a number of initiatives to ensure we make banking as convenient as possible for them:
  • We have opened 15 new branches in communities around Australia. Locations include Wyndham Village in Victoria; Clarkson in Western Australia; Cairns Central in Queensland and Tahmoor in New South Wales.

  • We have added more than 300 ATMs throughout Australia with plans for at least a further 200 in the next 12 months.

  • 176 branches opened for extended hours over Easter; and 230 for the Christmas holiday period.

  • Our Australian Call Centre is now open 24 hours a day, seven days a week. It has again been recognised for excellence in customer service, winning the Outstanding Service category in the International Customer Service Professionals (ICSP) 2005 Awards.

  • We've kept our 1998 promise not to leave any community in rural and regional Australia.
Average queue service standards graph ANZ branch representation
*These figures are based on ANZ branches which use the Q-matic system. This system allows us to identify how customers wait to be served and respond quickly in peak periods. In 2005 we installed a further 35-Qmatic systems in selected branches, increasing our total to 134.
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