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The budget planner works by adding up all of your expenses and deducting them from your net income. This tells you how much money you have or do not have available at the end of the specified time period. It tells you how much money you can afford to invest/save or how much shortfall you have.
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Using the 'salary converter' you can convert your salary before tax (gross income) to your salary after tax (net income).
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The 'salary converter' uses your gross income to calculate what is your net earnings are.
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Total monthly savings/shortfall is the amount that you have either saved or overspent at the end of the month. This is calculated using your salary and your expenditure.
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Your 'other income' is income you earned other than from your primary income source. This can include earnings from rental properties.
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