Find ANZ Contact

Interest rates

The following information is current from 18 February 2025 and is subject to change.

Pacific Savings Account

Base interest rate	Bonus interest rate¹	Total interest rate
0.05% p.a.	0.15% p.a.	0.20% p.a.

¹Bonus interest is earned when you make no withdrawals and deposit $10 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of $10.

Priority Cash Management Account

Account	Interest rate
$0-$24,999.99	0.05% p.a.
$25,000-$49,999.99	0.10% p.a.
$50,000-$99,999.99	0.15% p.a.
$100,000+	0.20% p.a.

Rural Everyday Account

Account	Interest rate
$0- $249.99	0.00% p.a.
$250 - $1,999.99	0.05% p.a.
$2,000+	0.05% p.a.

Note: This product is no longer available to new customers.

Rural Passbook Savings Account

Account	Interest rate
$0+	1.00% p.a.

Note: This product is no longer available to new customers.

Foreign Currency High Performance Passbook Account

Currency	Amount	Interest rate
AUD, USD, GBP & NZD	$0 - $4,999.99	0.00% p.a.
AUD, USD, GBP & NZD	$5,000.00+	0.25% p.a.
JPY	$0+	0.00% p.a.

Note: This product is no longer available to new customers.

Term deposits

Term	Interest rate ($500 - $100,000)
1 to less than 3 months	0.05% p.a.
3 to less than 6 months	0.05% p.a.
6 to less than 9 months	0.05% p.a.
9 to less than 12 months	0.15% p.a.
12 to less than 18 months	0.25% p.a.
18 to less than 24 months	0.25% p.a.
24 to less than 36 months	0.25% p.a.
36 to less than 48 months	0.25% p.a.
48 to less than 60 months	0.25% p.a.
60 months	0.25% p.a.

Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of $100,000 or outside of the above terms, please contact us.

All interest rates are subject to change after the fixed term. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.

Credit cards

ANZ lending criteria, terms, conditions and fees apply.

Type	Interest rate
Visa Classic	20.50% p.a.
Visa Business	20.50% p.a.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Variable rate	6.49% p.a.
1 year fixed rate	3.95% p.a.
2 year fixed rate	4.95% p.a.

* An additional margin may be applied to the interest rate after a credit risk assessment has been completed on a loan application.

Residential investment property loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Variable rate	7.00% p.a.
1 year fixed rate	3.95% p.a.

* An additional margin may be applied to the interest rate after a credit risk assessment has been completed on a loan application.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Secured	10.50% p.a.
Unsecured	16.50% p.a.
Car loan	8.45% p.a.

*An additional margin may be applied to the interest rate after a credit risk assessment has been completed on a loan application.

Other consumer loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Rural banking micro loan – unsecured	14.50% p.a.

*An additional margin may be applied to the interest rate after a credit risk assessment has been completed on a loan application.

Quarterly Base Lending Rate (December 2024)**

1.57% p.a.

**Source: Reserve Bank of Fiji.

Important information

See our Fees and Charges for products and services.

All interest rates are on a per annum basis. All dollar amounts are in Fijian Dollars (FJD).

The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji.