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Home loans
3.95% p.a. ANZ Home Loan 1 year fixed interest rate*.
No fancy headline.
This rate speaks for itself.
Whether you’re rolling off an existing fixed interest rate or looking for a new home loan, here’s a rate you shouldn’t pass up.
Our home loan rates*
1 year fixed rate
3.95% p.a.
2 year fixed rate
4.95% p.a.
Variable rate
6.49% p.a.
ANZ lending criteria, terms and conditions, and fees apply. Interest rates and fees are subject to change.
Choosing the right home loan for you
The home loan you choose can make a big difference to the amount you repay. We can help you decide which type of loan is best for you. It all comes down to what you want.
Want certainty around repayments and interest rate?
An ANZ Home Loan on a fixed rate offers the following:
- Your interest rate stays the same for a fixed rate period
- You can budget with confidence knowing what your payments will be each week, fortnight or month
- You are protected from interest rate rises during the fixed rate period.
Want flexibility around repayments?
An ANZ Home Loan on a variable rate offers the following:
- Your interest rate can go up or down in line with the market
- You can make extra repayments on your home loan any time you like.
How about a combination of loans?
You can split your home loan into any combination of fixed and variable home loans to get the best of each.
Meet with an ANZ Home Lending Specialist
Our Home Lending Specialists can support you at every step of your journey. They will take you through your loan options and help plan where you want to be. From applying for a home loan to choosing the best solution for your needs. It's not just a one-off visit, they can be your single point of contact, keeping you informed throughout the whole process.
Get started
We have the tools and experience to help you buy your home with confidence.
To start your application we’ll need some details from you, which can vary depending on your situation and if you’re a new or existing customer.
To help speed up your loan application, have the following to hand when you visit an ANZ branch:
- Valid identification (e.g. Driver’s Licence, Passport)
- Proof of income
- Details of what you own (assets), your debts (liabilities), income and expenses
- If you are self-employed, bring along your financial statements.
Apply for an ANZ Home Loan today by visiting any ANZ branch, calling 132 411 (local) or +679 321 3000 (overseas), or talking to an ANZ Home Lending Specialist.
Quick links
ANZ lending criteria, terms and conditions and fees apply. Interest rates and fees are subject to change.
*An additional margin may be applied to the interest rate after a credit risk assessment has been completed on a loan application. You should seek confirmation of interest rates from ANZ before taking out any loan.
All interest rates are on a per annum basis.
The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji.
This material is for information purposes only. Its content is intended to be of a general nature, and does not take into account your financial situation or goals. We recommend you seek independent advice which takes into account your individual circumstances if it would be helpful.