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Changes to ANZ rates, fees and agreements

Change to foreign cheques

From 16 December 2024, we will no longer accept foreign cheques of any currency for deposit into ANZ accounts.

If you currently receive payment by foreign cheques, you’ll need to start using alternative options to receive foreign currencies from this date.

The following documents will be updated to reflect this change:

ANZ Savings & Transaction Products Terms and Conditions
ANZ International Services Fees and Charges Brochure

Updated copies of these documents will be available from 16 December 2024 online and in our branches upon request.

If you have any questions, visit your local branch or call us on 132 411 (local), +679 321 3000 (overseas).

Change to how we distribute statements for everyday banking accounts, loans and lending facilities, and credit cards

From 18 November 2024, we will no longer post printed statements for everyday banking accounts, loans and lending facilities, and credit cards to personal, business and commercial customers.

You can access your everyday banking, loans and lending facilities and credit card statements by using our digital services - the ANZ Pacific App, ANZ Internet Banking, and ANZ Transactive* (if applicable).

The following terms and conditions will be updated to reflect that we will no longer be posting printed statements:

ANZ Savings & Transaction Products Terms and Conditions

An updated copy of these terms and conditions will be available from 18 November 2024 online and in our branches upon request.

If you're not registered for any of our digital services or have any questions, visit your local branch or call us on 132 411 (local), +679 321 3000 (overseas). Terms and conditions apply to our digital services.

*Lending facility statements and credit card statements are not available on ANZ Transactive.

Changes to the cash handling fee

We’re making changes to the cash handling fee, effective from 1 May 2024.

See below for a summary of the changes.


Cash handling fee	Current fee	New fee
Charged per account on the cumulative cash deposits processed to that account during a Banking Business Day	0.50% of the full cash amount deposited if total amount exceeds $5,000.00	0.15% of the full cash amount deposited if total amount exceeds $15,000.00

This fee will be charged to your account where the cash was deposited at the end of the day.

The Disclosure of Fees and Charges Customer Banking Services will be updated to reflect this change and will be available from 1 May 2024 on our fees and charges page and in our branches upon request.

Changes to the ANZ Electronic Banking Conditions

We are removing the requirement to notify customers of functional changes or upgrades to electronic banking services, from the ANZ Electronic Banking Conditions.

This change will take effect on 8 April 2024.

The updated ANZ Electronic Banking Conditions will be available online, from 8 April 2024.

Changes to ANZ fixed interest rates

We’re reducing the 1-year fixed interest rates on ANZ Home Loans and Residential Investment Property Loans, effective 16 January 2024.

See below for a summary of the changes.

ANZ Home Loans


	Current interest rate	New interest rate
1-year fixed interest rate	4.15% p.a.	3.95% p.a.

All interest rates are advised on a per annum (p.a.) basis. ANZ lending criteria, terms and conditions and fees apply.

ANZ Residential Investment Property Loans


	Current interest rate	New interest rate
1-year fixed interest rate	4.15% p.a.	3.95% p.a.

All interest rates are advised on a per annum (p.a.) basis. ANZ lending criteria, terms and conditions and fees apply.

These changes will be reflected on our interest rates page from 16 January 2024.

If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas) or visit an ANZ branch.

Changes to the ANZ Pacific POS Merchant Services Terms and Conditions

Effective from 1 July 2023

We’re updating the ANZ Pacific POS Merchant Services Terms and Conditions to include specific terms and conditions for merchant-initiated recurring transactions. These changes will be effective from 1 July 2023.

For any information on merchant-initiated recurring transactions, please contact our ANZ Digital Channels team on FijiEBS@anz.com.

The updated ANZ Pacific POS Merchant Services Terms and Conditions will be available on our product terms and conditions page from 1 July 2023.

Changes to ANZ interest rates

We’re reducing the interest rates on Pacific Savings Accounts, Priority Cash Management Accounts and Term Deposits, effective 1 July 2023.

We’ve summarised the changes below.

Pacific Savings Account


	Current interest rate	New interest rate
Bonus rate	0.45% p.a.	0.15% p.a.

All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

Priority Cash Management Account


Amount	Current interest rate	New interest rate
$25,000-$49,999.99	0.15% p.a.	0.10% p.a.
$50,000-$99,999.99	0.25% p.a.	0.15% p.a.
$100,000+	0.45% p.a.	0.20% p.a

All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

Term Deposits


Term	Current interest rate	New interest rate
1 to less than 3 months	0.10% p.a.	0.05% p.a.
3 to less than 6 months	0.10% p.a.	0.05% p.a.
6 to less than 9 months	0.10% p.a.	0.05% p.a.
9 to less than 12 months	0.20% p.a.	0.15% p.a.
12 to less than 18 months	0.30% p.a.	0.25% p.a.
18 to less than 24 months	0.30% p.a.	0.25% p.a.
24 to less than 36 months	0.30% p.a.	0.25% p.a.
36 to less than 48 months	0.30% p.a.	0.25% p.a.
48 to less than 60 months	0.30% p.a.	0.25% p.a.
60 months	0.30% p.a.	0.25% p.a.

All interest rates are subject to change after the fixed term. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

These changes will be reflected on our interest rates page from 1 July 2023.

If you have any questions, please do not hesitate to contact us on +679 321 3000 or visit an ANZ branch.