ANZ structured investment products
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ANZ Group focuses on Asia business and has extensive local market knowledge. In the meanwhile, ANZ group structured investment team can design and implement solutions for global customers. We provide a full range of structured products to help customers protect their capital, increase returns, promote product diversification, and manage revenue flow.
Our corporate structured investment products are simple in structure and can be linked to commodities, credit, foreign exchange and interest rates and etc. In addition, we have launched QDII products targeting on institutional customers.
ANZ China structured deposit products (for institutional client)
ANZ China provides both principal protected and non- principal protected structured deposits to customers, to meet various customers’ demands with different risk appetite.
Principal protected structured deposit
Key benefits
- 100% principal protection on maturity: 100% of the principal amount will be received if the investment is held to maturity.
- Enhanced yield: Potentially to get higher returns than traditional deposits in the market.
Key risks
- Interest risk: If the reference index does not meet certain conditions, investors will receive 100% of the Principal Amount and earn a minimum interest (if any) when it is held to maturity.
- Close out costs: The investment may be subject to unwinding costs if investors do not hold the investment until the maturity date, resulting in potential loss of the Principal Amount.
Risk rating of the investment (for existing products): 2*
* According to the internal risk classification by ANZ China, 1 denotes product of the lowest risk level, and 5 denotes product of the highest risk level.
Non principal protected structured deposit
Key benefits
- Enhanced yield: Potentially to get higher returns than traditional deposits in the market.
Key risks
- Non Capital Protection: If the reference index does not meet certain conditions, there could be losses to both of the principal and interest.
- Close out costs: The investment may be subject to unwinding costs if investors do not hold the investment until the maturity date, resulting in potential loss of the principal amount.
Risk rating of the investment (for existing products): 3/4*
* According to the internal risk classification by ANZ China, 1 denotes product of the lowest risk level, and 5 denotes product of the highest risk level.
Disclaimer
- The content from this website is for information only. It will not constitute any deal agreement, invitation or advice for investment. The obligation and right of the product shall be solely based on the legal documents of the product.
- A structured deposit is not a traditional term deposit. Investment involves risks, and investors should be aware of the risks associated with investment. Investors should read the trade related documents (including the risk disclosure statement contained in the term sheet) of a structured deposit in detail, before investing in the structured deposit.
- The past performance of the structured deposit does not represent its future performance nor actual returns of the product. Investors shall be prudent.
- Structured deposits may not guarantee for its principal amount or returns. Investors may incur losses from principal or interest due to unfavorable movement of the reference index. In the worst case scenario, investors might lose all the principal.
- Investors can further request information from us for structured deposit products through emails or telephones.