Interest optimisation
ANZ's interest optimisation offering is an innovative multi-country, multi-currency liquidity solution that allows customers to earn preferential rates on their aggregate balances held with ANZ across the region and around the world. The offering allows ANZ to recognise the intrinsic value of a customer's total portfolio of balances as opposed to individual balances.
The collective balances held across currencies and ANZ geographies are notionally computed into a base currency, while competitive interest rates offered on the total value improves overall interest yield by factoring in pertinent regulations.
Optimising business performance
Increased yield
- By consolidating the total regional group level positions held with ANZ, you are able to aggregate funds and secure competitive interest rates on the total value
Greater flexibility
- Maintain individual account positions while earning higher interest based on group balances
Less complex
- Considerably simpler than notional pooling or cash concentration, it neither creates cross guarantee obligations nor intercompany loans
Multi-currency
- These solutions can be structured on a multi-currency and multi-entity basis across your ANZ accounts, and are offered in certain geographies only. Speak to your ANZ representative for information regarding participating geographies
From aerospace to zinc
and just about everything in between
ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.
Speak to us about our banking solutions
If you're an existing customer
speak to your ANZ Relationship Manager
or Account Manager
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For the latest forms, rates and terms for our banking solutions, please visit Important resources and forms.