Trade finance loans
A trade finance loan is short-term working capital finance allowing importers/buyers and exporters/sellers to finance their trade commitments on a transactional basis (as evidenced by the appropriate trade documentation).
A trade finance loan can support both domestic and cross-border trade transactions and is an advance of funds in either the domestic or foreign currency of the payment obligation. A loan can be provided either pre or post-shipment to match the financing requirements of the importer/seller or exporter/buyer at the different stages of the trade transaction.
Optimising business performance
Benefits for importers/buyers
- Access to funding/liquidity to cover the period from when funds are paid to the supplier to the receipt of the funds from the ultimate sale of the goods (cash conversion cycle). This frees up available working capital
- Potential to negotiate more favourable commercial terms with suppliers and benefit from potential early payment discounts
- The flexibility of trade finance loans allows clients to access funds when they need them most with alignment to specific trade flows
Benefits for exporters/sellers
- Access to funding based on proven orders for the production and supply of the goods to importers/buyers
- Potential to negotiate more favourable commercial terms with buyers and provide a more competitive offering to their clients
- The flexibility of trade finance loans allows clients to access funds when they need them most with alignment to specific trade flows
Loans for importers and exporters
Domestic trade loans
From aerospace to zinc
and just about everything in between
ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.
Speak to us about our banking solutions
If you're an existing customer
speak to your ANZ Relationship Manager
or Account Manager
View our full set of relevant disclosures.
For the latest forms, rates and terms for our banking solutions, please visit Important resources and forms.