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Interest rates

The following information is current from 16 January 2023 and is subject to change.

Pacific Savings account

Base interest rate	Bonus interest rate*	Total interest rate
0.05% p.a	0.05% p.a.	0.10% p.a.

*Bonus interest is earned when you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of $20.

Priority Cash Management account

Amount	Interest rate
$0-$9,999.99	0.05% p.a.
$10,000-$24,999.99	0.05% p.a.
$25,000-$49,999.99	0.10% p.a.
$50,000+	0.10% p.a.

Term deposits

Term	Interest rate ($500 - $100,000)
1 month	0.10% p.a.
3 months	0.60% p.a.
6 months	0.65% p.a.
9 months	1.15% p.a.
12 months	1.15% p.a.
24 months	1.15% p.a.

Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits outside of these terms and amounts, please contact us.

All interest rates are subject to change. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Variable rate	9.50% p.a.

*An additional margin may be applied after a credit risk assessment has been completed on a loan application.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate*
Secured	10.75% p.a.
Unsecured	11.75% p.a.

*An additional margin may be applied after a credit risk assessment has been completed on a loan application.

Important information

Ask at any ANZ branch for our Fees and Charges for all Kiribati products and services.

All interest rates are on a per annum basis. All dollar amounts are in Australian Dollars (AUD).

The provision of products and services is subject to the laws and regulations of Kiribati and ANZ's banking licence in Kiribati.