Apply for an ANZ credit card

Apply online and receive a response in 60 seconds!

Simply select the credit card that is right for you and we will take you directly to the online credit card application form. The online application will take you about 10-15 minutes to complete.

Which ANZ credit card should you apply for?

At ANZ we'll do whatever it takes to help you choose a card that's right for you, whether you're looking for a low interest rate, a low annual fee, credit card rewards, or you want the world at your feet with special privileges and upgrades. You can even choose a Visa debit card and use your own funds anywhere Visa is accepted.

Not sure which credit card to apply for? The Find a credit card tool and calculators could help you choose a card with the features you want.

Compare ANZ credit cards using our credit card comparison table, and choose a credit card account that could meet your needs. You can apply for a credit card online.

Applying for an ANZ credit card


ANZ credit card application requirements

Information required to complete an online credit card application

Please ensure you have all the information required before starting, including:

We will offer you a credit limit based on the information you provide us, so it is important to provide us with as much information as possible.

What happens after you apply online?

If you have any problems with your online application call us on 13 33 33 from 8.00 am to 8.00 pm (AEST) Monday to Friday, 10.00 am to 6.00 pm (AEST) Saturday & Sunday and quote your online application reference number.

What do you need to do if your application gets approved and you are a new ANZ customer?

As a new ANZ customer, you will need to complete ANZ's Customer Identification Process before activating your account. We request that you visit any ANZ branch in Australia and provide personal identification to satisfy this identification requirement.

Prior to visiting an ANZ Branch, please refer to the Customer Identification Process Acceptable Identification Documents form (PDF 156kB) for details of acceptable identity documents.

If you do not want to apply online?

Simply call us on 13 33 33 from 8.00 am to 8.00 pm (AEST) Monday to Friday, 10.00 am to 6.00 pm (AEST) Saturday & Sunday or visit any ANZ branch.

To find your local branch visit our online ANZ Branch Locator.

Debit card applications

If you want all of the benefits of using a credit card while accessing your own money, then get an ANZ Access Visa Debit Card on your ANZ Access Advantage,  ANZ Access Select or ANZ Pensioner Advantage account. A credit application is not necessary, and the debit card allows you to shop online and over the phone at more than 29 million outlets around the world. Find out more about an ANZ Access Visa Debit account.

All applications for credit are subject to ANZ's credit assessment criteria.

Terms and Conditions available on application. Fees and charges apply.

American Express is a registered trademark of American Express. This card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.

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