ANZ home loans 

Let us help you find the right loan.

Variable rate loans

ANZ Standard Variable 

Feature 1
Choose from a number of great features that could give you the flexibility you need.
Feature 1
Offset and redraw facilities.

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Simplicity PLUS 

Feature 1
Low variable interest rate for the life of the loan.
Feature 1
You don't pay for extra features you don’t need.
Feature 1
ANZ Simplicity PLUS is not currently available for residential investment loans

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Fixed loans

ANZ Fixed

Feature 1
Certainty of knowing what your repayments are for a fixed period.
Feature 1
Safeguards against any increase in interest rates.

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Use your equity

ANZ Equity Manager

Feature 1
A line of credit account secured by a first registered mortgage over your residential property.
Feature 1
Allows you to turn the equity in your property into a ready source of funds up to an agreed limit.

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ANZ Breakfree Package

ANZ Breakfree Package

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By bundling together your home loan, bank account and credit card in an ANZ Breakfree Package^, you could save over $2,000 in the first year!* 

ANZ Breakfree annual package fee applies ($395).


Call ANZ
Call us on 1800 100 641
8:00am to 8:00pm (AEST), Monday to Friday, 8:00am to 6:00pm (AEST) Saturdays and Sundays


Over the past 16 years, ANZ has been awarded ‘Home Lender of the Year’ by Australian Lending Awards in 2015, ‘Home Lender of the Year’ by Money magazine in 2014, 2012, 2010 and 2008-2005, and Personal Investor magazine in 2005, 2004 and 2002-1999.

Important information

Product terms and conditions are available on application. Eligibility criteria, fees and charges apply.

^Eligibility criteria applies to the ANZ Breakfree Package, including a minimum lending requirement of $150,000.  See the ANZ Breakfree Terms and Conditions.

* This example is for illustrative purposes. It is based on a $250,000 standard variable home loan under ANZ Breakfree and the following:

1. Applicable standard variable interest rate (Home Loan Index) discounted by 0.60% p.a.

2. No loan approval fee

3. No monthly loan administration charge

4. No monthly account service fee on an ANZ One Offset account

5. No annual account fee on an ANZ Frequent Flyer Platinum credit card

6. Interest only repayments

7. Minimum repayments are made as scheduled through the life of the loan

8. No additional repayments are made.

9. ANZ Breakfree annual package fee applies ($395).

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