ANZ home loans 

Take a look at our ANZ Breakfree Package, Variable rate loans, Fixed rate loans and ANZ Equity Manager and let us help you find the right loan.

Variable rate loans

Standard Variable - ANZ Variable Rate Home Loan 

Feature 1
Choose from a number of great features that could give you the flexibility you need.
Feature 1
Offset and redraw facilities.

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Basic Variable - Simplicity PLUS 

Feature 1
Low variable interest rate for the life of the loan.
Feature 1
You don't pay for extra features you don’t need.

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Fixed rate loans

ANZ Fixed Rate Home Loan

Feature 1
Certainty of knowing what your repayments are for a fixed period.
Feature 1
Safeguards against any increase in interest rates.

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Use your equity

ANZ Equity Manager

Feature 1
A line of credit account secured by a first registered mortgage over your residential property.
Feature 1
Allows you to turn the equity in your property into a ready source of funds up to an agreed limit.

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ANZ Breakfree Package

ANZ Breakfree Package

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By bundling together your home loan, bank account and credit card in an ANZ Breakfree Package, you could save over $2,000 in the first year!* 

ANZ Breakfree annual package fee applies ($375).


Call ANZ
Call us on 1800 100 641
8:00am to 8:00pm (AEST), Monday to Friday, 8:00am to 6:00pm (AEST) Saturdays and Sundays
Money Magazine Home Lender of the Year. 2014


Over the past 15 years, ANZ has been awarded ‘Home Lender of the Year’ by Money magazine in 2012, 2010 and 2008-2005, and Personal Investor magazine in 2005, 2004 and 2002-1999.

Important information

Product terms and conditions are available on application. Eligibility criteria, fees and charges apply.

Eligibility criteria applies to the ANZ Breakfree Package, including a minimum lending requirement of $150,000.  See the ANZ Breakfree Terms and Conditions.

* This example is for illustrative purposes. It is based on a $250,000 standard variable loan under ANZ Breakfree and the following:

1. Interest rate discounted by 0.60% p.a.

2. No loan approval fee

3. No monthly loan administration charge

4. No monthly account service fee on an ANZ One Offset account

5. No annual account fee on an ANZ Frequent Flyer Platinum credit card

6. Interest only repayments

7. Minimum repayments are made as scheduled through the life of the loan

8. No additional repayments are made.

9. ANZ Breakfree annual package fee applies ($375).

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