Five handy ways to get more from your car insurance – from choosing the right level of cover to helping speed up your claim.
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Help protect your car with ANZ Car Insurance. Whatever you need from your car insurance, we can offer a range of cover for you.
ANZ Car Insurance Product Disclosure Statement – issued by CGU Insurance (PDF)
ANZ home, landlord and car insurance is proudly underwritten by CGU, part of Insurance Australia Group (IAG), Australia's largest insurer protecting half a million homes and over one million motor vehicles today.
Accidental cover for damage to your own vehicle as well as cover for another person's car or property if you have an accident where you're at fault.disclaimerdisclaimer
Cover for loss or damage to another person's car or property if you have an accident where you're at fault. Cover also includes loss or damage to your vehicle as a result of fire or theft.disclaimerdisclaimer
Cover for loss or damage to another person's car or property if you have an accident where you're at fault.
Cover includes lifetime guarantee for the workmanship of all authorised repairs as long as you own the vehicle.disclaimer
ANZ Car Insurance covers the cost of repairing the damage caused to another person's car or property if you have an accident where you're at fault, along with a range of flexible cover to help suit your needs.
Comprehensive | Third Party Fire and Theft | Third Party Property Damage | |
Cover for damage to another person's car or property, if you have an accident where you're at fault (Liability cover)disclaimer | |||
Cover for damage to your own vehicledisclaimer | (Fire and theft only) |
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New car replacementdisclaimer | |||
A lifetime guarantee on repairsdisclaimer | |||
Hire car after an incidentdisclaimer | |||
Excess-free windscreen and window glass protectiondisclaimer |
Comprehensive | Third Party Fire and Theft | Third Party Property Damage | |
Choice of repairerdisclaimer |
Refer to these important policy documents for full details including limits, conditions and exclusions and to decide if this product is right for you.
From 3 July 2023, ANZ have partnered with CGU to offer home, landlord and car insurance and no longer offer insurance products issued by QBE to new customers. This product information on this page does not apply to your policy if it was issued by QBE. If you purchased an ANZ home, landlord or car insurance policy prior to 3 July 2023 or renewed prior to 7 August 2023 you can still make a claim or view more information and policy documents for these products.
We'll need to ask you questions including what your car registration number is, if you've made any modifications to your car and if you have, what they are. Having this information handy will speed up the process.
Our policies are flexible so you can tailor your policy to help suit your needs. Consider choosing a higher excess to potentially reduce your premium. You can also choose to pay fortnightly, monthly or annually at no extra cost.
Once you are ready to complete a quote, call our customer service team on 13 16 14, available Monday to Friday, 8am to 8pm (Sydney/Melbourne time) or visit your nearest ANZ branch. ANZ customers with internet banking can also request a quote through Internet Banking.
Existing ANZ Internet Banking customers can get a quote by logging in to your Internet Banking and navigating to the 'Products and Offers' tab from your top menu. Click on the Insurance tab on the left-hand side and click on the Car Insurance product to get a quote. If you are an ANZ customer and not already registered with Internet Banking, click here to check your eligibility and register for Internet Banking.
Get a quote by visiting a branch. Book an appointment at your local branch or see a map of our branch locations. Or call our customer service team on 13 16 14, available Monday to Friday, 8am to 8pm (Sydney/Melbourne time).
ANZ Home Insurance with contents cover for renters:
ANZ Home Insurance has a range of cover available for your property:
ANZ Landlord Insurance has a range of cover available for your rental property:
Five handy ways to get more from your car insurance – from choosing the right level of cover to helping speed up your claim.
Learn how premiums are calculated, what of your home and contents can be covered while you're travelling, and more.
Find answers to common landlord insurance questions. Read our FAQs on what may be covered, rental income protection, holiday rentals and more.
Get a quote or apply by visiting your nearest ANZ branch
Make sure to have your policy number handy.
To make a claim call 13 16 14 or visit our claims page for more information.
This information was published on 3 July 2023 and is subject to change.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Home Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF), ANZ Home Insurance Premium, Excess and Discounts Guide (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Landlord Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF), ANZ Landlord Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Car Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF), ANZ Car Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Landlord Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Car Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
Although Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522 AFSL 234527) distributes these products, ANZ does not guarantee or stand behind the issuers or their products.
This information is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
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If CGU authorise and pay for a repairer to repair your vehicle in relation to an incident CGU have agreed to cover under this policy, CGU will provide a lifetime guarantee for the workmanship of those repairs as long as you are the owner of your vehicle.
ReturnCGU will provide cover up to a maximum of $20,000,000 (inclusive of GST and all legal costs) (the Liability Limit) for any one incident.
ReturnCovers accidents where you're at fault, fire, theft and vandalism, as well as damage from a range of natural events, including bushfires, hail, storms and floods.
ReturnIf your new or demonstrator car is less than three years old and is written off, CGU will replace it with a new vehicle of the same make, model, engine size and paint type, if available in Australia.
ReturnCGU will pay the reasonable costs for you to hire a replacement vehicle or use alternative transport of taxis, rideshare services or public transport from the date of the incident until the date your vehicle is repaired, or when we settle your claim, whichever happens first.
ReturnIf the windscreen, window glass, sunroof or moonroof of your vehicle is damaged during the period of insurance by accident and there is no other damage to your vehicle, CGU will pay the costs to repair or replace it (including any window tinting, demisters or rain sensors that are part of the windscreen) without requiring payment of the excess.
ReturnIf CGU accept a claim for loss or damage to your vehicle, CGU will arrange for a partner repairer to repair your vehicle. However, if you have this optional benefit on your policy and CGU accept a claim for loss or damage to your vehicle, you may choose any licensed repairer to repair your vehicle – see 'Repairing Your Vehicle' in the 'Claims' section of the PDS.
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