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Overdrafts

Convenient banking

We can provide overdrafts for new and existing business clients who require a bank overdraft for working capital purposes. We provide you with flexibility for your day-to-day account operations.

Our business overdraft facility can be linked to our Business Cheque Account to assist with short-term cash flow requirements.

Features at a glance

  • Balance should be maintained within the approved limit when in debit
  • Account should usually fluctuate from a debit to credit balance
  • Limit is set by mutual agreement between ANZ and the customer, taking into account any fluctuations in revenue and outgoings
  • Limit is reviewed annually (or sooner if required), having regards to account conduct and customer needs
  • Security may be required depending on the limit requested
  • Can be a temporary or permanent arrangement.

Open an account now

Apply for an ANZ Business Overdraft today by visiting your local ANZ branch or call us on +685 69999 to speak to an ANZ specialist today.

All lending is subject to ANZ’s normal credit approval criteria. Terms and conditions available upon request. Fees and charges apply.

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