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Interest rates
The following information is current from 1 December 2023 and is subject to change.
Pacific Savings Account
| Base interest rate | Bonus interest rate* | Total interest rate |
| 0.05% p.a. | 0.35% p.a. | 0.40% p.a. |
* Bonus interest is earned when you make no withdrawals and deposit Vt 5,000 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of Vt 5,000.
Priority Cash Management
| Amount | Interest rate |
|---|---|
| $0 - $249,999.99 | 0.05% p.a. |
| $250,000 - $499,999.99 | 0.05% p.a. |
| $500,000 - $749,999.99 | 0.05% p.a. |
| $750,000+ | 0.10% p.a. |
Term deposits
| Amount | Interest rate |
|---|---|
| 1 month | 0.05% p.a. |
| 2 months | 0.05% p.a. |
| 3 months | 0.10% p.a. |
| 6 months | 0.15% p.a. |
| 12 months | 0.20% p.a. |
Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of Vt 5,000,000 or outside of the above terms, please contact us.
All interest rates are subject to change. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.
Home loans
ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.
| Type | Interest rate* |
|---|---|
| ANZ Variable Home Loan rate | 7.95% p.a. |
| ANZ Variable Residential Investment Property Loan rate | 10.45% p.a. |
* An additional margin may be applied after a credit risk assessment has been completed on a loan application.
Personal loans
ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.
| Type | Interest rate* |
|---|---|
| Secured | 16.40% p.a. |
| Unsecured | 21.40% p.a. |
* An additional margin may be applied after a credit risk assessment has been completed on a loan application.
Ask at any ANZ branch for our Fees and Charges for all Vanuatu products and services.
All interest rates are on a per annum basis. All amounts are in Vanuatu Vatu.
© ANZ Bank (Vanuatu) Limited
The provision of products and services is subject to the laws and regulations of Vanuatu and ANZ's banking licence in Vanuatu.