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pill visa debit card

Get a Visa Debit card to use locally or overseas

Experience the convenience of an ANZ Access Visa Debit cardSuperscript: 1or ANZ Plus Visa Debit card. Use your own money to make purchases online, in-person or over the phone.

Linked to an eligible ANZ or ANZ Plus account, a Visa Debit card can be used within Australia or overseas,Superscript: 2wherever Visa is accepted.

  • Fast and easy purchases
  • Linked to your eligible account
  • Use locally or when travelling

Why Visa Debit?

A Visa Debit cardSuperscript: 1 works like cash, giving you fast and convenient access to the money that you put in your eligible linked account.

With an ANZ Plus Visa Debit card or ANZ Access Visa Debit card you’ll also get great benefits and security measures like fraud detection with ANZ Falcon®.

visa debit card

Features and benefits

plus about your card savings or credit

Pay your way

Whether you’re paying online or in-store, with your digital wallet or physical card, the payment will be made from your linked ANZ Plus account.

plus about your card cardless

No card? No problem

Add your card to your digital wallet and you’ll be able to do almost everything your card can do, with your phone, watch or wearable.

plus about your card accessibly designed

Accessibility features

Every ANZ Plus Visa Debit card comes with built-in accessibility features making it easier to use.

plus fraud

Protection for your money

We have round-the-clock security provided by ANZ Falcon® to help protect your card. With our ANZ Fraud Money Back Guarantee, you’ll be reimbursed for fraudulent transactions on your card provided you notify us promptly and didn't contribute to the loss.

plus shopping

Shop with your own money

Not everyone feels comfortable using a credit card to make everyday purchases. With a debit card, you shop with the money that you put in your eligible linked ANZ Plus account.

plus holidays and travel

Spend in more places

Use your ANZ Plus Visa Debit card to make purchases with your own money online, over the phone or overseas wherever Visa is accepted.Superscript: 2 Learn about using your Visa Debit card overseas.

Get a VISA Debit card with ANZ Plus

Join ANZ Plus in minutes now

ANZ Plus is free to join. You’ll need to download the ANZ Plus app to get started.

Eligibility criteria:

  • be at least 15 years old
  • have an Australian residential address, and
  • be an individual and use your Account for mainly personal use (not business).

Join ANZ Plus

AppStore logo Google Play logo

Minimum of iOS 15.0 or Android 7.0

 

ANZ Plus app QR code

Your questions answered

ANZ bank accounts can be opened at ANZ Branches, in ANZ Internet Banking and in the ANZ App; these accounts can be accessed online, at ANZ Branches, over the phone, in ANZ Internet Banking and in the ANZ App.

ANZ Plus is ANZ’s new digital banking service that can be opened and accessed in the ANZ Plus app only. ANZ Plus is branchless. Find out more about ANZ Plus at www.anz.com/plus

Can I use my Visa Debit card overseas?

Yes. With a Visa Debit card you can access your own money wherever Visa is accepted. There are more than 100 million outlets around the world.

You can also make withdrawals from Visa ATMs whilst overseas and avoid carrying large amounts of cash. When you're at an ATM or point of purchase, select 'Credit' or 'Visa Debit' (when the option is available) for transactions.

Keep in mind that Overseas Transaction Fees and Overseas ATM Transaction Fees may apply when you use your Visa Debit card overseas.

Overseas Transaction Fees may also apply in other circumstances.

For more information on Overseas Transaction Fees and Overseas ATM Transaction Fees refer to the ANZ Personal Banking Account Fees and Charges (PDF) booklet and the ANZ Plus Deposit Account T&Cs.

A Visa Debit card allows you to pay for your purchases using your own money through the Visa network. A credit card is a credit facility which allows you to borrow money from the bank to make purchases and get cash advances, requiring you to pay back the money you borrow plus any applicable interest, fees and charges. Learn more about credit cards here.

Visa Debit offers the flexibility of accessing your everyday transaction account with the added benefit of access to the worldwide Visa network. You can access your account at more than 29 million outlets around the world including online, over the phone or overseas. So now you can make purchases like flights or concert tickets online or over the phone using Visa Debit.

Customers aged 12 years or over are eligible to apply for an ANZ Access Visa Debit card. The age requirement is 15 and over for an ANZ Plus Visa Debit card. 

Customers aged 12 years or over that have an Australian mailing address are eligible to apply for an ANZ Access Visa Debit card. Customers aged 12 and 13 will need to visit an ANZ branch to order their card. They can bring a parent or guardian.

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the ANZ Plus Deposit Account T&Cs (as relevant), together with the Financial Services Guide before deciding whether to acquire, or continue to hold, a product. Fees, charges and eligibility criteria may apply. 

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

Falcon® is a registered trademark of Fair Isaac Corporation.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Play and the Google Play logo are trademarks of Google Inc.

1. Eligibility criteria apply to the issue of ANZ Access Visa Debit card.

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2. Transaction Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF), the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the ANZ Plus Deposit Account T&Cs (as relevant) for details. 

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3. The contactless limit may differ depending on the terminal. For more information on contactless limits, please refer to anz.com/Contactlesspayments

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4. Eligible accounts and payments only – sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening.

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5. Monthly account service fee waiver applicable to ANZ Access Advantage accounts if you deposit $2,000 or more by the last business day of the calendar month. You must satisfy the monthly deposit requirement to be eligible for the waiver in a particular month. 

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6. Eligibility criteria apply. On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF).

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7. Refer to ANZ Savings & Transaction Products Terms and Conditions (PDF) for criteria. 

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8. A banded rate of interest means that different rates of interest apply to different parts of your account balance. For example, the interest we pay on the part of your balance between $10,000 and $50,000 may be different from the rate of interest we pay on the first $9,999 of the balance. Interest rates are variable and subject to change.

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