Existing ANZ Account Holders

• Existing ANZ cardholder centre
• Healthy credit card habits
• Optional extras

Current Offers

• $0 Annual Account Fee for the first 12 months on ANZ First Visa
• 0% pa balance transfers for the first 6 months on ANZ Low Rate MasterCard

Quicklinks

• Resume saved application
• Eligibility criteria
• Interest rates
• Fees and charges
• How to apply
• ANZ Frequent Flyer Rewards
• Cashback and shopping rewards
• General merchandise rewards
• Exception fee policy (PDF 20kB)

Calculators and Product Selectors

• Balance transfer savings calculator
• Transfer a credit card balance
• Credit card comparison table

Contact Details

• General enquiries - 13 22 73
• Lost or stolen cards - 1800 033 844
• Activate your card - 1800 652 033
• View all contact numbers

Low annual fee

Frequent flyer and rewards credit cards

Platinum card

Back to top

Looking for a business card? 

Try the ANZ Business One Visa credit card.

Don't want to apply online? It's easy, simply call us on 13 22 73 or visit any ANZ branch.

Terms and conditions available on application. Fees and charges apply.

1. The standard variable interest rate is 17.99% p.a. on purchases and 19.74% p.a. on cash advances for ANZ First Visa, 17.99% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Gold, 18.49% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Frequent Flyer, 18.49% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Frequent Flyer Gold, 18.49% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Frequent Flyer Platinum, 12.24% p.a. on purchases and 20.49% p.a. on cash advances for ANZ Low Rate MasterCard, 13.24% p.a. on purchases and 20.49% p.a. on cash advances for ANZ Balance Visa, 18.49% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Rewards Visa and 18.49% p.a. on purchases and 19.74% p.a. on cash advances for ANZ Rewards Gold. These rates are current as at Monday, 16th November 2009 and are subject to change.

2. Not available when you transfer and close an existing ANZ credit card account. The balance transfer must be completed at the time of applying for your new ANZ Low Rate MasterCard or at the time of activation of your new ANZ Low Rate MasterCard. The balance transfer interest rate reverts to the standard variable rate on your credit card after the first six months from the date of credit card approval and any balances that remain unpaid at the end of this period will become subject to the standard variable interest rate applicable to purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 22 73 for a copy).

3. Reward Points are not earned on Cashback transactions to your account. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards Visa - Rewards Program Terms and Conditions (please call 13 22 73 for a copy).

4. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 22 73 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express credit card and/or ANZ Frequent Flyer Visa credit card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.

5. $200 excess fee applies. Overseas Travel and Medical Insurance is underwritten by AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 22 73. To be eligible for ANZ Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ credit card prior to departing Australia, and have a return ticket to Australia within four months of departure (or for ANZ Frequent Flyer Platinum, within six months of departure) and be under 80 years of age.

6. 90-day Purchase Security Insurance is underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 22 73.

® American Express^® is a Registered Trademark of American Express Company. The ANZ Frequent Flyer American Express card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.

Use your money wherever Visa is accepted

Don't want to apply online? 

It's easy, simply call us on 13 22 73 or visit any ANZ branch.

• ANZ Everyday Visa Debit Product Disclosure Statement (PDF 404kB)

1. Fees may apply (including non-ANZ operator fees, overseas ATM fees and overseas transaction fees). Please refer to ANZ Personal Banking Account Fees and Charges (PDF 324kB) for fees and charges that apply.

2. A student account needs to be renewed every 12 months with proof of enrolment at an Australian Educational Institution in order to receive the discount on the monthly account fee.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.